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We Offer Our Clients A Wide Range Of Products
At Full Circle Finance, we are dedicated to providing quality service at reasonable prices. We will work closely with clients to make sure their health and wealth building process is worry-free. Enter your email to get started
Find the perfect plan for your needs
Full Circle Finance offers health insurance and life insurance products with the states best providers. Whether you are looking for a low rate life insurance policy or affordable health insurance coverage to protect your family, we are sure to have something that fits with your budget.
Medicare
Health Insurance
Medicare is our country's health insurance program for people age 65 or older and younger people receiving Social Security disability benefits. The program helps with the cost of health care, but it doesn't cover all medical expenses or the cost of most long-term care.
Life Insurance
The purpose of life insurance is to provide financial protection for the policyholder’s dependents in the case that the policyholder passes away unexpectedly.
Small Group Insurance
Make sure that you are providing quality healthcare options for your companies most valuable assets, your employees.
Tackle your taxes head-on
Full Circle Finance has a modern, approach to tax preparation and tax planning. Our values are integrity and honesty with every client. We help make the tax process easy and simple so you can get back to spending time doing what you love the most.
Do you have all the proper forms and schedules included?
Have you included all of the necessary information, including all sources of income?
Are you self employed? Do you carry on a trade or business as a sole proprietor or an independent contractor?
Get your Credit Score Back On Track
Review
Credit Report & Score
The first step to getting your credit on track is to know where you stand. We review your 3B Credit Reports to have an understanding of your current credit history and factors that play into your overall score.
Game plan to build up good credit health
After reviewing your reports, we can identify factors that contribute to your overall credit health. We incorporate a variety of methods to help you build towards your goal.
Ongoing Credit Education & Financial Planning
Having a credit score that is strong enough for you to leverage takes time to build. By consistently making good decisions and taking specific strategic actions, you can achieve your goals.
Help and Advice to Start Your Business
Business Formation
Make your business legal. Choose and register your business name with the state. Advice on how you should form your business. LLC, Sole Proprietorship, Corporation
Apply for Federal Tax ID or EIN
The IRS requires most business entities to use a federal tax ID (EIN)—corporations, partnerships, most LLCs, and some sole proprietorships. A federal tax ID offers other benefits, it can help protect against identity theft, and it's often a prerequisite for opening a business bank account.
Business Solutions
Once your business is up and running how will you manage your clients, your finances and your time? Do you know what tools you need, that allow bookkeeping and CRM to flow efficiently?
FAQs
Here are a few answer's to some of our most popular questions. Always feel free to reach out to us for a more in depth response if you cannot find your answer here.
Outside Open Enrollment, you can only get health insurance 2 ways:
With a Special Enrollment Period. You can qualify if you’ve had certain life events, like losing job-based coverage, having a baby, or getting married, or based on estimated household income.
Through Medicaid or the Children's Health Insurance Program (CHIP). You can apply any time and can enroll immediately if you're eligible.
An agent or broker can help you with the process of selecting a plan and completing the enrollment. In order to best assist you, they will need to know the names and dosages of any medications you take, as well as your preferred pharmacies, so that they can narrow down the options based on how your medications will be covered. (Out-of-pocket costs for specific medications will vary considerably from one plan to another and from one pharmacy to another).
If you’re considering Medicare Advantage plans, the agent will also need to know the names of your doctors, in order to find plans that have those doctors in their provider networks.
All policies are not the same. Some give coverage for your lifetime and other cover you for a specific number of years. Some build up cash values and others do not. Some policies combine different kinds of insurance, and others let you change from one kind of insurance to another. Some policies may offer other benefits while you are still living. There are two basic types of life insurance: term insurance and permanent insurance.
- The credit repair process includes:
- Sending dispute letters to credit bureaus, original creditors, or collectors
- Requesting debt validation for collections within 30 days of the initial collection notice
- Using the pay for delete method to settle old debts that cannot be resolved via credit dispute or debt validation
- Paying off high credit card balances
- Building a positive credit history
Once you have decided you have what it takes to operate your own business, your next task is to decide what kind of business you want to start. You are the only person who can decide what business is best for you. You begin by assessing your skills, abilities, and talents. Next, you explore ways to use your skills and interests in a business that has potential markets available for your product/service.